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Cindy Workman Whitelock
Broker/Owner Managing Member of Massanutten Realty, LLC
REALTOR®, GRI, ABR, EPRO, SFR,BPOR
(540) 289-6335

10 Mechunk Ter, Palmyra, VA 22963

$500,000
  • 10 Mechunk Ter, Palmyra, VA 22963 Main Photo

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New to the Market Active
BEDS3 BATHS2 full 2 partial SQUARE FEET2,464 MLS#675489
STATUS PROPERTY TYPEResidential - Single Family SUBDIVISIONLAKE MONTICELLO

Property Description

Perched above the Rivanna River, this unique Cape Cod on 1.39 acres, offers a rare blend of privacy, nature, and timeless design. With an island-like feel, the property is surrounded by abundant wildlife, including red-headed woodpeckers, red-tailed hawks, and soaring eagles. The home features main-level living and architectural details that carry throughout?most notably the distinctive columns echoed inside and out. A light-filled 4-season sunroom captures peaceful river views and overlooks mature gardens, creating a true retreat. Enjoy three outdoor living spaces?two ideal for entertaining and one designed as a tranquil, zen-like escape. Inside, youll find a home that lives much larger than it appears, complete with a gas fireplace, a fully finished basement with bonus room and half bath, and an oversized 2-car garage, and a tankless water heater. The interior shows quality craftsmanship and attention to details throughout. Soaring ceilings, cozy gas fireplace, large primary suite, office space overlooking the river, and so much more. Low-maintenance yard allows you to spend more time enjoying the setting and less time on upkeep. A rare opportunity to own a private, nature-rich retreat in Lake Monticello.

10 Mechunk Ter | MLS# 675489

This single family home located at 10 Mechunk Ter, Palmyra, VA 22963 is currently listed for sale with an asking price of $500,000. This property was built in 2002 and has 3 bedrooms and 2 full and 2 partial baths with 2464 sq. ft. Mechunk Ter is located in the LAKE MONTICELLO subdivision. Search LAKE MONTICELLO real estate on cwhitelock.massanuttenrealty.com today.

Property Features

Property Type: Residential - Single Family
Basement: Full, Finished
Basement: Yes
Cooling: Central Air, Heat Pump
Fenced: Yes
Fireplaces: 1
Garage: 2 car attached
Heating: Central, Heat Pump
Home Style: Cape Cod
Lot Size: 1.39 Acres
Roof Type: Composition, Shingle
Taxes: $3,552
Year Built: 2002

Amenities

Primary Downstairs
Breakfast Bar
Loft
Recessed Lighting
Vaulted Ceiling(s)
Fence

Feature Descriptions

Appliances: Dishwasher, Electric Range, Disposal, Microwave, Refrigerator, Dryer, Washer
Association Amenities: Basketball Court, Boat Dock, Boat Ramp, Clubhouse, Golf Course, Meeting Room, Picnic Area, Playground, Pool, Tennis Court(s), Trail(s), Water, Beach Rights, Dock
Community Features: River
Days on Site: 1
Exterior: Stick Built, Vinyl Siding
Fencing: Partial
Fireplace: One, Gas, Glass Doors, Gas Log
Flooring: Wood
HOA: Yes
HOA Fee: 1464/ Annually
Laundry: Washer Hookup, Dryer Hookup
Lot: Cul-De-Sac, Landscaped, Private, Secluded, Wooded, Waterfront
Parcel#: 18A-6-234
Parking: Attached, Basement, Electricity, Garage, Garage Door Opener, Garage Faces Side
Parking Notes: Attached, Basement, Electricity, Garage, Garage Door O
Patio/Porch: Deck, Patio, Porch
Pool: Association
Pool: Association
Security: Smoke Detector(s)
Sewer: Public Sewer
Special View Info: Garden, Trees/Woods, Water
Utilities: Cable Available, Fiber Optic Available, High Speed Internet Available, Satellite Internet Available
View: Garden, Trees/Woods, Water
Water: Public

Local Schools

High School: Fluvanna
Middle School: Fluvanna
Elementary School: Central (Fluvanna)

Listed By / Shown By

Listed By

Agency Name: LONG & FOSTER - LAKE MONTICELLO
Agency Phone: 434-589-7653

Shown By

Agent Name: Cindy Workman Whitelock
Agent Phone: (540) 289-6335
Agency Title: Massanutten Realty

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Estimated Payment

$ 2,840.04 per month $2,398.20 Principal & Interest $296.00 Property Tax $145.83 Homeowner's Insurance

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Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 04/10/2026. The listing information on this page last changed on 04/10/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Fri 04/10/2026 4:37:14 AM EST) or CAAR MLS (last updated Thu 04/09/2026 11:10:22 PM EST) or Staunton MLS (last updated Thu 04/09/2026 11:40:27 PM EST) or HRAR MLS (last updated Thu 04/09/2026 11:28:34 PM EST). Real estate listings held by brokerage firms other than Massanutten Realty may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.
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Agency License Information: Massanutten Realty, LLC licensed in the Commonwealth of Virginia since 1986



Agent License Information: Licensed in the Commonwealth of Virginia since 1986

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